Use of Information
In the course of our business relationships, Legacy Group often collects information about our clients and potential clients that is necessary to tailor products and services. We treat this information as confidential and recognize the importance of protecting it. Without express approval, Legacy Group will not trade, sell or rent personal information but may collect and/or provide aggregate statistics about our Website and users to other parties. However, Legacy Group may store and disclose personal information as allowed or required by applicable law, including making disclosures that are necessary or advisable to (a) protect the rights, safety or property of Legacy Group or others and (b) conform to legal or regulatory requirements.

When you view certain parts of the Website, information may be stored on your computer. This information will be in the form of a “cookie” or similar file and will permit tailoring of the Website to better match your interests and/or preferences. This site, however, contains links to other web sites and Legacy Group does not control the privacy policies of those sites. This privacy statement only applies to information collected and maintained by Legacy Group.

Privacy Notice
This notice describes Legacy Group’s privacy practices regarding information about our clients, potential clients and former clients who obtain products and/or services from us for personal, family, household and/or business purposes. When state law is more protective of individuals than federal privacy law, we will protect information in accordance with state law consistent with the requirements of federal preemption.

Information We Collect
Legacy Group collects and maintains information about clients to provide the coverage, product and/or service requested and to service accounts. Legacy Group collects certain information (“nonpublic personal information”) about our clients and members of the household from the following sources:

  • Information we receive on applications or other forms, such as social security numbers, assets, income, and property information;
  • Information about transactions and payment history;
  • Information from a consumer reporting agency or industry support organization;
  • Information from your visits to our Website or other websites we operate, use of our mobile sites and applications, use of our social media sites, and interactions with our online advertisements; and
  • Information we receive from obtaining products and services.

How We Protect Your Information
At Legacy Group, our clients are our most valued assets. Protecting privacy is important to us. We restrict access to personal information to those individuals, such as our employees and agents, who provide our products and services. We require those individuals to protect your information and keep it confidential. We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard nonpublic personal information. We do not disclose any nonpublic personal information except as described in this notice.

Information We Disclose
We may disclose the nonpublic personal information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements and to other third parties, all as permitted by law. Many employers, benefit plans or plan sponsors restrict the information that can be shared about their employees or members by companies that provide products or services. If you have a relationship with Legacy Group or one of its affiliates as a result of products or services provided, we will abide by the privacy restrictions imposed by that organization.

Sharing Information with Affiliates
The Legacy Group family encompasses various affiliates that offer a variety of products and services. Sharing information enables our affiliates to offer you a more complete range of products and services. We may disclose nonpublic personal information to our affiliates.

We are permitted by law to share with our affiliates our transaction and experience information. In addition, we may share with our affiliates consumer report information, such as information from credit reports and certain application information that we have received from third parties, such as consumer reporting agencies.

Modifications to Our Privacy Policy
Legacy Group reserves the right to change our privacy practices in the future, which may include sharing nonpublic personal information with nonaffiliated third parties. Before we do that, we will provide a revised privacy notice and give clients the opportunity to opt out of that type of information sharing.

More Information about the Federal Laws
This notice is required by federal law. If you would like additional information about these federal laws, please view the Federal Trade Commission’s website.